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Bank Services

Tailored Solutions for Cash Management and Financial Control

- STREAMLINE YOUR FINANCES -

  • Designed to help you maximize your cash flow, our Cash Management solutions allow you to easily collect payments, giving you fast access to your funds. Additionally, they give you the ability to pay vendors, employees, and others using the method that best suits your company’s needs.

     

    1. Account Activity Alerts

    2. Balance Reporting

    3. Billing - Initiate ACH Debits & Credits

    4. Business Credit Cards

    5. Business Debit Cards

    6. Mobile Deposit

    7. Online BillPay

    8. Payroll

    9. Security Alerts

    10. Tax Payment

    11. Wire Requests & Transfers

  • Unfortunately, fraud has become a common problem in today’s business environment. Having the right tools to mitigate this fraud is essential. Our Fraud Prevention services are designed and tailored to your needs to help get in front of the problem rather than playing catch up.  

     

    1. Account Activity Alerts

    2. ACH Positive Pay

    3. Check Positive Pay

    4. Multi Factor Authentication (MFA)

    5. Security Alerts

  • Did you know that we can insure your funds up to $99,999,999.99? Our Cash Flow and Liquidity solutions are here to help you manage your excess funds while also maximizing profitability and functionality. 

     

    1. Automatic Sweeps

    2. Certificate of Deposit Account Registry (CDARS)

    3. Insured Cash Sweeps (ICS)

    4. Zero Balance Accounts

  • Do you own your own business and need payment solutions? Look no further; we have you covered at Cowboy Bank with our top notch Merchant Processing that allows you to handle anything your business throws at you!

     

    1. 24-hour funding on settlements

    2. Credit and debit card payment processing

    3. EMV Ready

    4. Internet MC/Visa programs

    5. MobilePay available – Accept payments from most smartphones

    6. Point of Sales system

  • Easy access to your financial information is crucial in today’s fast paced environment. Our mobile banking platform allows you to easily access your personal or business banking information with one simple log in.  It is intuitive, simple to navigate, and is packed with features to help contribute to your success. 

    1. Biometric Authentication (On Mobile App) 

    2. Check Images

    3. Commercial eBanking

    4. eStatements

    5. Managed Account Alerts

    6. Mobile Deposit

    7. Multi Factor Authentication (MFA)

    8. Online Bill Pay

    9. Personal e-Banking

    10. QuickBooks Direct Connect

    11. Search & Export Transactions

    Download Our App for On-the-Go Banking:

  • With our Remote Deposit Capture capabilities, you can deposit checks anytime and anywhere with convenience. Contact your banker to find out more!

     

    1. 24 hours a day / 7 days a week deposits

    2. 3:00 PM cutoff time for next-day availability 

    3. Consolidate funds from remote locations into one account at one bank

    4. Deposit checks electronically from your desktop

    5. Electronic Check Conversion

ACH Positive Pay Decisions
10:00 AM CST
Positive Pay Decisions
10:00 AM CST
Domestic Wire Transfers
3:00 PM CST
ICS Deposits and Withdrawls
3:00 PM CST
International Wire Tranfers
3:00 PM CST
Remote Deposit Capture
3:00 PM CST
ACH Originations
3:30 PM CST
Mobile Deposit Capture
3:30 PM CST
Account Transfers
5:30 PM CST

Bank Service Deadlines

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