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Personal Banking

Cowboy Bank Personal Checking Accounts

- UNLOCK CONVENIENCE -

Open A Personal Deposit Account
  • $100.00 Minimum Deposit to Open

  • Free Debit Card 

  • Unlimited Check Writing

  • Free Online BillPay

  • Free Internet Banking

  • Free Mobile Banking

  • Free Mobile Deposit

  • Free Text Banking

  • Free Monthly e-Statements; Optional $4.00 Paper Statement Charge

  • No Minimum Balance Required

  • No Monthly Service Fees

Personal Checking

  • $2,000.00 Minimum Deposit to Open

  • Interest Bearing; Compounded and Paid Monthly

  • Free Debit Card

  • Unlimited Check Writing

  • Free Online BillPay

  • Free Internet Banking

  • Free Mobile Banking

  • Free Mobile Deposit

  • Free Text Banking

  • Free Monthly e-Statements; Optional $4.00 Paper Statements Charge

  • Earn Interest on Any Balance

  • $5.00 Service Charge if Balance Falls Below $2,000.00 During the Statement Cycle

Personal Interest Checking

  • $10,000.00 Minimum Deposit to Open

  • Interest Bearing; Compounded and Paid Monthly

  • Free Debit Card

  • Unlimited Check Writing

  • Free Online BillPay

  • Free Internet Banking

  • Free Mobile Banking

  • Free Mobile Deposit

  • Free Text Banking

  • Free Monthly e-Statements; Optional $4.00 Paper Statement Charge

  • Earn Interest on Any Balance

  • $20.00 Service Charge if Balance Falls Below $10,000.00 During the Statement Cycle

Personal Money Market

Cowboy Bank Personal Savings Accounts

- PUT YOUR MONEY TO WORK -

Savings
  • $100.00 Minimum Deposit to Open

  • Free Internet Banking

  • Free Mobile Banking

  • Free Mobile Deposit

  • Free Text Banking

  • Free Quarterly e-Statements; Optional $4.00 Paper Statement Charge

  • Earn Interest on Any Balance

  • No Monthly Service Charge

Personal Savings

CD
  • $1,000.00 Minimum to Open a Traditional CD

  • $100,000.00 Minimum Deposit to Open a Jumbo CD

  • Interest Payable monthly or at maturity – Paid Into Checking, Savings, or Rolled Into CD Account

  • Single Maturity or Automatic Renewal With a 10-Business Day Grace Period.

  • Free Internet Banking

  • Free Mobile Banking

  • Free Text Banking

  • No Monthly Service Charge

Certificate of Deposit Accounts (CDs)

IRA
  • Traditional

  • Roth

  • Educational

  • Simplified Employee Pension (SEP)

Individual Retirement Accounts (IRAs)

State
Preferred Contact Method
Referral Source
Which Account Are You Interested In?

One of our Personal Bankers will reach out to discuss the next steps in opening your account.

Please fill out the form below so we can get started on your new Personal Account
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